Section 12 · UNIVERSAL SOCIAL PROTECTION

A Secure Retirement for Everyone

Enat Hager establishes a universal retirement guarantee so every older resident can live with dignity, whether or not they had formal employment or contributed to a pension scheme. The universal pension is a lifelong monthly payment, with the retirement age, residency rules and payment level set transparently by law and reviewed against the national budget and cost of living.

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Universal Monthly Pension

A reliable baseline pension for every eligible older resident, including people without a formal work history.

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Healthcare in Retirement

Access to essential healthcare, medicines and preventive care without financial hardship.

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Housing & Essential Support

Targeted help with safe housing, utilities, food security and accessible transport for people who need it.

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Disability & Care Support

Additional support for older people with disabilities, long-term care needs or limited mobility.

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Survivor Protection

Clear survivor and bereavement benefits to help protect spouses, dependants and families.

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Fair & Sustainable Funding

Inflation reviews, a transparent public pension fund, independent audits and published long-term cost forecasts.

Universal floor, with extra protection where needed

The universal pension is the guaranteed foundation. People who have paid into occupational or personal pension plans may receive those additional benefits on top. Applications must be accessible in every region, with in-person, mobile and digital services, clear appeal rights and protection against fraud or discrimination.