National Insurance Agency
Establish a national public insurance agency to administer clearly defined social-insurance programmes and protect residents against major life risks. Keep public insurance administration transparent and financially sustainable, with independent supervision and a clear separation between policy-making, claims decisions and appeals.
Administer access to essential healthcare under national law, with clear benefit rules, provider standards, protections against catastrophic costs and continuity of care.
Coordinate the universal retirement benefits policy, contributory pensions where applicable, survivor benefits and disability support. Publish eligibility, payment dates and indexation rules.
Provide lawful income protection for eligible people who lose work, suffer work-related injury or face temporary inability to work, alongside return-to-work support.
Administer maternity, parental, child, caregiver and survivor benefits with accessible applications and timely decisions.
Coordinate eligible emergency and long-term support, including disability-related assistance and essential support for households facing severe hardship.
Use clear evidence standards, written reasons, reasonable processing deadlines, fraud controls with due process, privacy safeguards and independent appeal routes.
Funding must be based on actuarial assessments and published forecasts. Legislation must define who is covered, benefit levels, contributions or tax funding, portability, waiting periods and hardship exemptions. Protect emergency care and basic legal rights regardless of insurance status.